Microfinance for The Poor and Development Economics Paper
In 2016 the World Bank and the Consultative Group to Assist the Poor (CGAP) estimated that nearly
3 billion people and 200 million small and microenterprises (SMEs) had little or no access to formal
financial services. Microfinance was established by the Grameen Bank of Bangladesh to help reach
the rural poor through the provision of financial services in the form of microloans in order to increase
their quality of life and ensure economic survival.
Critically evaluate whether microcredit has indeed been successful in increasing the quality of life of
the most marginalized as claimed by general populace. Your evaluation must include sources of 2
demand for credit, providers of rural credit, the characteristics of rural credit markets and alternative
credit policies. A large literature claims that these initiatives have been a success. Conclude your
evaluation by assessing the limitations of this literature.
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This is an essay question based on the topic of sustainable development in the field of development economics. Plz choose to accept this question only if you know how to answer it. I also uploaded some important materials in relation to the essay question. However, more research on the topic is required. The expectation is that you add the most recent literature to your arguments. Parroting the theory will not be enough to pass this assessment. The articles that within last 10 years would be fine. Introduction, conclusion are not needed, just answer the question directly.
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Attachments
20190515070956meier_chapter_v5 (7 MB)
20190515071011ray_chapter_14 (15 MB)
